O‘ZBEKISTONDA “OPEN BANKING” BANK BIZNES MODELIDAN FOYDALANISH ASOSLARI

Authors

  • Safarov Muslimbek Ahmadovich O‘zbekiston Respublikasi Bank-moliya akademiyasi Biznesni boshqarish (Master of Business Administration-MBA) Banking sirtqi ta'lim shakli magistr talabasi

Keywords:

Kalit so'zlar: Open Banking, Bank, Model, Regulativlar, API, Xizmat provayderlar, Startaplar, Ma'lumotlar himoyasi, Integratsiya, Mijozlar

Abstract

Annotatsiya: "Open Banking" bu banklashtirilgan bank sohasida amalga oshirilayotgan bir biznes modelidir. Bu model orqali banklar, mijozlar va boshqa tashkilotlar o‘rtasidagi ma'lumot almashinuvi va integratsiyani yaxshilashni ta'minlaydi. Ochilgan banklashtirilgan bank texnologiyalari va standartlari yordamida, mijozlar bank ma'lumotlariga erishishlarini va ulardan foydalanishlarini boshqa xizmat provayderlarga, tashkilotlarga yoki ichki o‘zbekiston banklari o‘rtasida osonlashtiradi. O‘zbekistonda "Open Banking" bank biznes modelidan foydalanishning asoslari quyida ko'rib chiqilgan.

References

FOYDALANILGAN ADABIYOTLAR:

Bessis, J. (2010). Risk Management in Banking. Wiley.

Boot, A., Thakor, A., & Udell, G. (1991). Secured lending and default risk: Equilibrium analysis, policy implications and empirical results. The Economic Journal, 101(406), 458-472.

Cerqueiro, G., Ongena, S., & Roszbach, K. (2011). Collateralization, Bank Loan Rates, and Monitoring: Evidence from a Natural Experiment. Journal of Money, Credit and Banking, 43(6), 1113-1132.

Dietrich, A., Wanzenried, G., & Cole, R.A. (2015). Why are net-interest margins across countries so different? Journal of Banking & Finance, 54, 67-92.

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Published

2024-03-19