KICHIK BIZNЕS VA XUSUSIY TADBIRKORLIK SUBYEKTLARINI KRЕDITLASHNING NAZARIY ASOSLARI
Abstract
Kirish: Kichik biznes va xususiy tadbirkorlik sohasining mamlakatimizni modernizatsiya qilish va yangilashning ishonchli tayanchi bo‘lgan mulkdorlar sinfi, ya’ni o‘rta sinfni shakllantirishdagi ulkan ahamiyatini hech narsa bilan qiyoslab bo‘lmaydi. Mamlakatimizda kichik biznes va xususiy tadbirkorlikni yanada rivojlantirish orqali uning YAIMdagi ulushini oshirish, aholini ish bilan band etish, ularning real daromadlarini ko‘paytirish va turmush farovonligini yaxshilashda kreditlash muhim ahamiyat kasb etadi. Moliyalash aholini kambag‘allikdan xalos etish, mehnatga layoqatli, iqtidorli aholi qatlamini ishga jalb etish orqali o‘z g‘oya va yangiliklarini ro‘yobga chiqarish bilan daromad olish manbalarini kengaytirish asosida turmush farovonligini yaxshilash, kichik va xususiy tadbirkorlik faoliyatini rivojlantirish yo‘li bilan jamiyatning ijtimoiy-iqtisodiy faol subyektlariga aylanishiga imkon beradi[1].
[1] 1. Agostino, D., Saliterer, I., & Steccolini, I. (2024). Artificial intelligence in the public sector: A systematic literature review and future research agenda. Public Administration Review, 84(1), 76-91.
References
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