“OPEN BANKING” DA ISHLASH XAVFLARI
Abstract
Open banking, shuningdek, "ochiq bank ma'lumotlari" sifatida ham tanilgan. Ochiq bank - bu uchinchi tomon moliyaviy xizmatlar provayderlariga amaliy dasturlash interfeyslari (API) yordamida banklar va nobank moliya institutlarining iste'mol banklari, tranzaksiyalari va boshqa moliyaviy ma'lumotlariga ochiq kirishni ta'minlaydigan bank amaliyotidir. Ochiq bank xizmati iste'molchilar, moliya institutlari va uchinchi tomon xizmat ko'rsatuvchi provayderlar tomonidan foydalanish uchun muassasalar bo'ylab hisob va ma'lumotlar tarmog'ini yaratish imkonini beradi. Ochiq banklar innovatsiyalarning asosiy manbaasiga aylanib bormoqda, bu esa bank sohasini qayta shakllantirishga tayyor.
References
FOYDALANILGAN ADABIYOTLAR:
Starbucks Stories. “How to Pay at Starbucks.”
PayPal. “PayPal Debit Card.”
Amazon. “Shop with Points—Chase Ultimate Rewards®.”
Scarlett Sieber and Sophie Guibaud, via Google Books. “Embedded Finance: When Payments Become an Experience,” Pages 80–81 and 145. John Wiley & Sons, 2022.
Open Bank Project. "Open Banking API Platform."
Congressional Research Service. "Open Banking, Data Sharing, and the CFPB’s 1033 Rulemaking."
Visa. "The Future of Banking Is Open," Pages 2-14
SAYTLAR:
https://rb.ru/longread/chto-takoe-open-banking/ - Rusbase
https://cis.smebanking.club/natasha-kiprianidis-hellenic-bank-ob-openbanking-i-pervichnom-api-podxode/ - CME Banking Club
https://bankinrussia.ru/news/open-banking/ - BankInRussia.ru
Особый путь Open Banking | Банковское обозрение (bosfera.ru)
